:root{--ink:#121316;--ink2:#1c2025;--paper:#fff;--mist:#f3f4f5;--steel:#60666e;--line:#dde0e3;--red:#d20f1d;--red2:#a90c16;--green:#23734a;--radius:18px;--shadow:0 22px 65px rgba(12,15,20,.14)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font:16px/1.65 Inter,Arial,sans-serif;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{color:inherit}h1,h2,h3{font-family:"Arial Narrow",Impact,Arial,sans-serif;text-transform:uppercase;letter-spacing:.01em;line-height:1.03;margin:0}h1{font-size:clamp(2.8rem,7vw,5.9rem)}h2{font-size:clamp(2rem,4.5vw,3.5rem)}h3{font-size:1.28rem}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:white;padding:10px;z-index:99}.top{position:sticky;top:0;z-index:50;background:rgba(18,19,22,.96);color:white;border-bottom:2px solid var(--red);backdrop-filter:blur(14px)}.topin{min-height:76px;display:flex;align-items:center;gap:24px}.logo{display:flex;align-items:center;gap:12px;text-decoration:none;font-family:Impact,"Arial Narrow",sans-serif;text-transform:uppercase;font-size:1.22rem;letter-spacing:.04em;margin-right:auto}.logo img{width:58px;height:54px;object-fit:contain}.logo b{color:var(--red)}nav{display:flex;align-items:center;gap:22px}nav a{text-decoration:none;font-weight:800;font-size:.82rem;text-transform:uppercase;letter-spacing:.08em}nav a:hover{color:#ff4550}.headphone{text-decoration:none;font-weight:800;white-space:nowrap}.menu{display:none;background:none;border:0;color:white;font-size:1.6rem}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border-radius:10px;background:var(--red);color:white;text-decoration:none;text-transform:uppercase;font-family:Impact,"Arial Narrow",sans-serif;letter-spacing:.06em;border:2px solid var(--red);transition:.2s}.btn:hover{background:var(--red2);border-color:var(--red2);transform:translateY(-1px)}.btn.outline{background:transparent;border-color:#ffffff99}.eyebrow{color:var(--red);font-size:.78rem;font-weight:900;text-transform:uppercase;letter-spacing:.15em}.hero{background:radial-gradient(circle at 75% 10%,#4c171d 0,transparent 35%),var(--ink);color:white;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;min-height:690px;align-items:center;gap:40px}.hero p{font-size:1.14rem;color:#d6d8da;max-width:54ch}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0}.trust{display:flex;flex-wrap:wrap;gap:14px 28px;padding-top:25px;border-top:1px solid #ffffff2b;color:#d6d8da}.trust strong{color:white}.hero-media{align-self:stretch;position:relative}.hero-media img{width:100%;height:100%;object-fit:cover;object-position:center}.hero-media:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--ink),transparent 35%)}.proof{background:var(--red);color:white}.proofin{display:grid;grid-template-columns:repeat(4,1fr);text-align:center}.proof div{padding:19px;border-right:1px solid #ffffff35}.proof div:last-child{border:0}.proof strong{display:block;font-size:1.4rem;font-family:Impact,"Arial Narrow",sans-serif;text-transform:uppercase}.section{padding:84px 0}.section.mist{background:var(--mist)}.lead{font-size:1.08rem;color:var(--steel);max-width:67ch}.section-head{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:36px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:white;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 8px 30px rgba(10,13,17,.06)}.card img{width:100%;aspect-ratio:16/10;object-fit:cover}.card-body{padding:25px}.card p{color:var(--steel)}.textlink{color:var(--red2);font-weight:900}.split{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center}.compare{display:grid;grid-template-columns:1fr 1fr;gap:8px}.compare figure{margin:0}.compare img{height:360px;width:100%;object-fit:cover;border-radius:14px}.compare figcaption{text-transform:uppercase;font-weight:900;font-size:.76rem;letter-spacing:.11em;margin-top:7px}.checklist{list-style:none;padding:0}.checklist li{padding:10px 0 10px 30px;position:relative;border-bottom:1px solid var(--line)}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:900}.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.review{padding:24px;border:1px solid var(--line);border-radius:var(--radius);background:white}.stars{color:var(--red);letter-spacing:.12em}.review cite{font-style:normal;font-weight:900}.cta{background:var(--ink);color:white}.cta h2{color:white}.cta p{color:#cfd2d6}.form-grid{display:grid;grid-template-columns:.78fr 1.22fr;gap:45px}.formbox{background:white;border-radius:var(--radius);padding:18px;box-shadow:var(--shadow)}.formbox iframe{width:100%;height:720px;border:0}.pagehero{padding:90px 0 74px;background:radial-gradient(circle at 80% 20%,#4c171d,transparent 32%),var(--ink);color:white}.pagehero p{color:#d6d8da;max-width:62ch}.content{max-width:850px}.content h2{margin:48px 0 15px}.content h3{margin:30px 0 10px}.gallery{display:grid;grid-template-columns:repeat(2,1fr);gap:30px}.pair{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:12px}.pair-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px}.pair img{width:100%;height:330px;object-fit:cover;border-radius:10px}.pair h3{padding:12px 4px 4px}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{font-weight:900;font-size:1.05rem;cursor:pointer}.faq p{color:var(--steel)}footer{background:#0b0c0e;color:#b8bdc3;padding:48px 0}.footgrid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:35px}.footgrid h3{color:white}.footgrid a{display:block;color:#d8dadd;text-decoration:none;margin:5px 0}.copyright{margin-top:35px;padding-top:20px;border-top:1px solid #ffffff20;font-size:.82rem}.mobilebar{display:none}.notice{background:#fff5f5;border-left:4px solid var(--red);padding:16px 18px;border-radius:8px}.breadcrumbs{font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;color:#bfc2c6}.breadcrumbs a{color:white}
@media(max-width:920px){nav{display:none;position:absolute;top:76px;left:0;right:0;background:var(--ink);padding:20px;flex-direction:column;align-items:flex-start}nav.open{display:flex}.menu{display:block}.headphone{display:none}.hero-grid,.split,.form-grid{grid-template-columns:1fr}.hero-grid{padding-top:55px}.hero-media{height:430px}.hero-media:after{background:linear-gradient(180deg,var(--ink),transparent 35%)}.proofin{grid-template-columns:1fr 1fr}.cards,.reviews{grid-template-columns:1fr}.section-head{display:block}.section-head .btn{margin-top:18px}.gallery{grid-template-columns:1fr}.footgrid{grid-template-columns:1fr}.mobilebar{display:flex;position:fixed;z-index:60;bottom:0;left:0;right:0;background:var(--ink);padding:9px;gap:8px;border-top:2px solid var(--red)}.mobilebar a{flex:1}.compare img,.pair img{height:250px}body{padding-bottom:70px}}
@media(max-width:520px){.wrap{width:min(100% - 26px,1160px)}.topin{min-height:68px}.logo img{width:50px;height:46px}.logo span{display:none}.hero-grid{min-height:auto}.hero-media{height:330px}.proofin{grid-template-columns:1fr}.proof div{border-right:0;border-bottom:1px solid #ffffff35}.section{padding:64px 0}.compare{grid-template-columns:1fr}.compare img{height:270px}.pair img{height:210px}.formbox{padding:7px}.formbox iframe{height:790px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
.services-menu{position:relative}.services-toggle{border:0;background:transparent;color:white;font:inherit;font-weight:700;padding:10px 4px;cursor:pointer}.services-toggle span{display:inline-block;margin-left:3px;transition:transform .2s}.services-menu.open .services-toggle span{transform:rotate(180deg)}.services-submenu{display:none;position:absolute;z-index:80;top:calc(100% + 8px);left:50%;transform:translateX(-50%);min-width:255px;padding:10px;background:white;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow)}.services-menu.open .services-submenu,.services-menu:focus-within .services-submenu{display:block}.services-submenu a{display:block!important;color:var(--ink)!important;padding:10px 12px!important;border-radius:8px;white-space:nowrap}.services-submenu a:hover,.services-submenu a:focus{background:var(--mist);color:var(--red)!important}@media(max-width:920px){.services-menu{width:100%}.services-toggle{width:100%;padding:8px 0;text-align:left}.services-submenu{position:static;transform:none;min-width:0;margin:4px 0 6px;padding:4px 0 4px 14px;background:transparent;border:0;border-left:2px solid var(--red);border-radius:0;box-shadow:none}.services-submenu a{color:white!important;padding:7px 10px!important}.services-submenu a:hover,.services-submenu a:focus{background:#ffffff12;color:white!important}}
.card-label{aspect-ratio:16/10;display:grid;place-items:center;padding:25px;background:linear-gradient(135deg,#282c32,var(--ink));color:white}.card-label span,.service-placeholder span{font-family:Impact,"Arial Narrow",sans-serif;font-size:clamp(1.8rem,4vw,3rem);line-height:1;text-transform:uppercase;letter-spacing:.03em}.service-placeholder{min-height:430px;display:grid;place-items:center;padding:40px;background:linear-gradient(145deg,var(--ink),#343941);color:white;border-radius:18px;box-shadow:var(--shadow);border-bottom:8px solid var(--red)}
.hero-media{display:grid;place-items:center;padding:24px}.hero-media img{height:auto;max-height:590px;object-fit:contain;filter:drop-shadow(0 24px 32px rgba(0,0,0,.38))}.hero-media:after{display:none}.service-compare img{height:440px}.insurer-section{padding-top:12px}.insurer-logos{display:grid;grid-template-columns:repeat(6,1fr);gap:16px;align-items:center;margin:24px 0 30px}.insurer-logos img{width:100%;height:70px;object-fit:contain}@media(max-width:920px){.insurer-logos{grid-template-columns:repeat(3,1fr)}.hero-media{height:auto;padding:18px 0 36px}.service-compare img{height:320px}}@media(max-width:520px){.insurer-logos{grid-template-columns:repeat(2,1fr)}.service-compare img{height:250px}}
